Terms and Conditions

Welcome to 1 Minute Payday Loan. The whole of these terms and conditions is an agreement between company and you as the user of this website. This is an online loan matching service provider, based in Canada. By mere accessing or using this site, you are acknowledging to be bound by the terms of use and the policies of the site, whether you have read them or not. Accessing, browsing or using the site indicates your unconditional agreement of all the terms and conditions in the agreement. So, please read this agreement carefully before proceeding. If you do not agree with of these loans mentioned in the agreement, please do not use the site.

Changes in the terms and conditions agreement

At this website, we reserve the right to change or modify the particulars contained in the terms of use or the policies from time to time and at any time, without any prior notification. If we decide to do so, we will post a new version of the terms and conditions on the site and update the date. Any change or modification to the terms of use and the policies will be effective immediately from the date of updated upload on the site. Your continued use of the site constitutes your acceptance of the modified Terms of Use and Policies.

The requirements

By using this site, you acknowledge that you are at least 18 years of age and have read and understand to be legally bound by these terms and conditions. You are also required to be a citizen of Canada to utilize this website or services.

Company’s services

At 1 Minute Payday Loan, we are nor a lender or loan provider. We neither offer loans directly nor make any credit decisions. This site does not constitute an offer to lend. We offer matchless loan comparison services and connect you with all reputable and trusted direct lenders in the Canada that offer variety of short term loans at competitive rates.

We do not charge any fee for our loan matching services. This website does not have any control and is not responsible for any actions and inactions of the lenders in our network. If you have any queries regarding the loan prices, interest charges, APR and terms and conditions of your loan please contact the lender directly. The personal information submitted by you to us will be shared with the reliable lenders on our network. By submitting your application on this website, you agree to allow all participating lenders to verify your information and check your credit score to determine your credit worthiness and your repayment capability. Please read the privacy policy and terms and conditions of the actual lender carefully before entering into loan agreement.

Privacy Practices

At this loan matching website, we understand the importance of safeguarding your personal information and thus we have formulated a Privacy Policy to ensure that your private data is complete safe and protected with us. Your continued use of the site constitutes that you have read and accepted the Privacy Policy and agree to be bound by its terms and conditions. You consent to the use of personal information by us in accordance with the terms of and purposes set forth in the Privacy Policy and the same may be subject to alternation and modification from time to time at the sole discretion of 1 Minute Payday Loan.

No guarantee of loan approval

This website does not guarantee any loan approval. We will just forward your credentials to be matched by the lenders in our network. Lenders will verify your details and may perform credit checks to determine your credit worthiness, credit standing and credit capacity. If approved by the lender, lenders will contact you in no time and offer a suitable loan offer. The approved cash will be directly transferred to your bank account.

Authorized Use

You are authorized to use this website and its content just for your personal and non-commercial purposes. All other uses are strictly prohibited. Copying or downloading any information from our site pages for commercial use will lead to a legal offense.

Companies contact information

If you have any complaint or questions regarding the services or terms and conditions of 1 Minute Payday Loan, please reach out to us at any hour of the day. Please send your correct and complete contact information so that we can get back to you at the earliest with an effective response.